Skip to content, navigation or search.


Find a Cure

Search our online library:

Find a Doc

Find a doctor who practices alternative, natural or complementary medicine in your state! Click here to get started.

Why are insurance rates so high? Here's one reason: unnecessary tests

Why are health insurance rates so high? And why are they going higher?

Researchers have come up with at least part of the answer… Unnecessary tests.

Researchers reviewed medical surveys for 2009. They estimated that $6.8 billion was lost to unnecessary screenings and treatments. They believe the actual amount is much higher.

The biggest financial drain was statin drugs. If doctors had prescribed generics instead of brand name drugs, they would have saved nearly $6 billion!

As for screening, many doctors order unnecessary blood tests. Needless scanning tests are also very expensive.

What’s behind all these tests? One doctor explained to Bloomberg… “Nobody ever gets sued for ordering unnecessary tests.”

Here’s my rule of thumb when my doctor recommends a test. I ask him to explain what course of action he’ll recommend if the result comes back positive.

When you ask that question, the answer often reveals the necessity of the test.

Sources:
“Doctors estimate $6.8 billion in unnecessary medical tests” Michelle Andrews, Bloomberg, 10/31/11, fluentnews.com

Get urgent health alerts, warnings and insights delivered straight to your inbox



Health Disclaimer! The information provided on this site should not be construed as personal medical advice or instruction. No action should be taken based solely on the contents of this site. Readers should consult appropriate health professionals on any matter relating to their health and well-being. The information and opinions provided here are believed to be accurate and sound, based on the best judgment available to the authors, but readers who fail to consult appropriate health authorities assume the risk of any injuries. The publisher is not responsible for errors or omissions.